How to apply for a loan

Applying for a loan is now easier than ever. With OnCredit’s easy application process and technologically savvy platform, your loan application can be completed within a few minutes. To apply for a loan, follow the steps below;

Note - Keep your National Identification Card ready when you start your application process

1. Log in to the website via or via the mobile app

2. On the landing page you may select the loan amount you require

3. Enter your personal information and follow the instructions on the website

4. Upload the front and back of your National Identification Card

5. Upload your Selfie Photo

6. Enter your Bank Details

7. Await for Approval

If your loan is approved through the website, kindly get ready for a verification call within the next few hours. You will be asked to verify your details entered on the website.