Loan Repayment

Loan Repayments

You can now easily pay all your loans through the below mentioned repayment channels and networks.

Complete the payment and send your payment receipt to our WhatsApp or Viber number - 0704706670

Note - Repayments made will only be updated only during working hours. To find out about our working hours please check the footer of our website

Cargills FoodCity Outlets

You can now easily visit one of many Cargills Foodcity outlets and pay your loan repayment easily and conveniently. Follow the steps below

  • Visit a Cargills Foodcity outlet
  • Get a Cargills Cash Voucher from the counter
  • Enter your name on the Account/Card Holders Name Field
  • Under the name of the Service Provider, mention OnCredit (Pvt) Ltd.
  • For Customer Ref. No - Enter your loan agreement number (include the agreement number consisting of 9 digits which was sent to you via SMS)
  • Enter other details such as Date, Depositors name, address & mobile number
  • Place your signature
  • Enter the amount you wish to pay and submit the voucher along with your money to the counter

Complete the payment and send your payment receipt to our WhatsApp or Viber number - 0704706670

Pay&Go Kiosks

Visit one of the Pay&Go Kiosks islandwide, Select “OnCredit” option under Finance category:

  • Enter your loan agreement number (include the agreement number consisting of 9 digits which was sent to you via SMS)
  • Enter your mobile number

You can also pay online via Pay & go website.

Cargills Bank

You can easily make your loan repayments via Cargills bank branches, fill in the Cargills bank deposit slip with the following information and hand it over to the teller with your money

  • Account Name - “OnCredit (PVT) LTD”
  • Account Number - 001103000281
  • Your loan agreement number (include the agreement number consisting of 9 digits which was sent to you via SMS)
  • Your National Identity Card number (NIC)
  • The amount you want to pay

Sampath Bank

You can easily make your loan repayments via Sampath bank branches, fill in the Sampath bank deposit slip with the following information and hand it over to the teller with your money

  • Account Name - “OnCredit (PVT) LTD”
  • Account Number - 113414024712
  • Your loan agreement number (include the agreement number consisting of 9 digits which was sent to you via SMS)
  • Your National Identity Card number (NIC)
  • The amount you want to pay

HNB Bank

You can easily make your loan repayments via HNB Bank branches, fill in the HNB Bank deposit slip with the following information and hand it over to the teller with your money

  • Account Name - “OnCredit (PVT) LTD”
  • Account Number - 035020580441
  • Your loan agreement number (include the agreement number consisting of 9 digits which was sent to you via SMS)
  • Your National Identity Card number (NIC)
  • The amount you want to pay

Online Payments

Pay&Go Online

You can pay your loans online easily through Pay&Go’s website

  • Visit www.paygo.lk/home/pay
  • Select “Finance” from the category
  • Select OnCredit
  • Enter your 9 digit Loan ID on the “Agreement ID” space
  • Enter your mobile number
  • Choose your payment type
  • Enter Amount
  • Enter Email Address
  • Click on Pay

Internet Banking through Banks

You can easily make online payments to any of our Bank accounts, you may find the below details;

Sampath Bank

  • Account Name - “OnCredit (PVT) LTD”
  • Account Number - 113414024712
  • Bank Branch - Hendela

HNB Bank

  • Account Name - “OnCredit (PVT) LTD”
  • Account Number - 035020580441
  • Bank Branch - Wattala

Cargills Bank

  • Account Name - “OnCredit (PVT) LTD”
  • Account Number - 001103000281
  • Bank Branch - Corporate Branch

eZ Cash

You can now conveniently make your loan repayments through eZ cash. Please find below the steps to perform when doing a payment via eZ Cash.

Through USSD Code

Step 1 : Dial #111#

Step 2 : Select option 6 - Institute Payment

Step 3: Enter Pin

Step 4: Select Option 1 - Enter Code

Step 5: Type “ONCD”

Step 6: Enter Account Number (Loan ID)

Step 7: Enter Amount & Proceed

Through Mobile Application

Step 1: Select Institute Payment

Step 2: Enter Pin

Step 3: Select Option 1 - Enter Code

Step 4: Type “ONCD”

Step 5: Enter Account Number (Loan ID)

Step 6: Enter Amount & Proceed