OnCredit - Online Loan Service in Sri Lanka for quick cash


Obtaining a loan make anyone’s heart tighten a bit, thinking of all the hassle that they will have to go through during the loan application process. Even if it’s asking a friend or a family member to borrow some money it always makes you feel unease and uncomfortable. Especially when you get an emergency only for a few thousand rupees.

Introducing OnCredit- the perfect solution for microcredit requirements. 


OnCredit Pvt. ltd is a reputable quick online loan service in Sri Lanka that is now transforming the way of cash loaning on the island. Offering you many benefits that you can’t ever expect from a traditional bank or a financial institute, the service delivers fast cash loans for your money emergencies.


At OnCredit, we understand that getting a loan from a bank is complex and cumbersome and not many people enjoy asking their friends and family for money as sometimes reasons that you need the money for, can be private. This is where OnCredit comes in to help you get a quick and easy loan online. 


What is On Credit?

We are a 100% online cash loan service in Sri Lanka that offer fast options to get a loan. Our service is way different from a traditional loaning scheme of a traditional bank or a financial institute.


From applying for the loan, submitting documents to approval and receiving money, we do everything online with a paperless process enabling our clients to enjoy a super simple loan application process. Applying for a loan is never been easier before, as with OnCredit, you can apply and get approval for your loan within half an hour, maximum.


Here are a few other benefits of On Credit.


  • Paperless- Our documentation is 100% online

  • Minimum documentation required - We only need identity verification, address verification and income verification for the approval.

  • Micro Loans – We offer a small amount of cash you need for small emergencies up to 40000

  • 24/7 Service- apply for your loan anytime anywhere. Even in the middle of the night

  • Fast Approvals – With OnCredit you can receive the money within 15 to 30 minutes upon loan approval.

  • Flexible- Offer flexible time duration to pay it back.

  • Transparency- You get complete transparency throughout the process. 



OnCredit | How it Works?

Applying for a cash loan with OnCredit is super easy. You can use OnCredit right from your home, office or holiday spot you are in. And it only takes 3 steps.


  • Step 1- Fill out the form

Don’t worry it’s all online and way simpler than form filling in banks.


  • Step 2 -Wait for the review

Wait for it our team get back to you with your application review for approval which is done within the same day


  • Step 3- Receive the money

Get the money directly to your bank account online within a few minutes upon approval 


  • OnCredit Technology 

At OnCredit we use the latest technology to help you with your cash loans fast. Our platform has specially built for a user-friendly interface with easy navigation so you could self-guide your way through the process with no issue. Plus, our automated platform enables us to review loan requests fast while ensuring the top security of your sensitive information and secrecy on your request. 


Try OnCredit, the online loan service of choice in Sri Lanka for your next cash loan and experience the difference.